FAQ

What is Financial Literacy?

Financial literacy is the set of skills and knowledge that allow you to make informed financial decisions and manage your personal finances for a lifetime of financial wellbeing.

What Is A Credit Score?

A credit score is a number assigned by credit reporting companies based on information available on your credit report. CLICK HERE for a breakdown of what makes up your credit score, and to understand what a good credit score looks like.

You can view your credit report for FREE once a year at websites such as Annualcreditreport.com and Creditsesame.com

To purchase your credit score, go to one of the three credit reporting agencies: Equifax, Experian, TransUnion

How Did Credit Reports Start?

Have you ever wondered how it came about that credit scores gained the power that they have? CLICK HERE to read about the evolving role of credit agencies in our society.

Secured Debt vs. Unsecured Debt

CLICK HERE to understand the legal difference between secured and unsecured debt.

secured-debt-unsecured-debt-table

Who Files For Bankruptcy?

Today, the average filer is older and married, has a high school education and makes less than $30,000 a year. CLICK HERE to read more bankruptcy statistics.

Chapter 7 Bankruptcy vs. Chapter 13 Bankruptcy

CLICK HERE for a general comparison of Chapter 7 and Chapter 13 bankruptcy

Where Can I Find A Local Attorney?

CLICK HERE to find an attorney near you.

Can I File For Bankruptcy Without An Attorney?

Yes, for more information on filing without an attorney CLICK HERE.

How Do I Find Which Court Is Closest To Me?

To find out which court is closest to you, CLICK HERE